2026 Best of Innovation in FinTech
2026年金融科技最佳创意奖
Crosshub
IDBlock 和 B·Pay是首个将跨境身份与支付整合起来的一站式解决方案。竞争服务提供商依然分散：Onfido和iProov只处理身份认证，而PayPal和支付宝只覆盖支付——使旅客在入职和结账之间徘徊。 IDBlock通过零知识证明在几秒钟内验证护照，阻止数据泄露，消除假身份证的风险。 B·Pay让用户可以直接用他们在家里信任的钱包进行国外支付，无需本地SIM卡、银行卡。 他们共同打造了一个便携式的“金融护照”，保障身份安全，并实现Web2服务和Web3钱包之间的无缝消费。企业无需昂贵硬件或复杂集成，即可即时访问已验证的全球客户，提升转化率并降低支持成本。城市和运营商解锁新的旅游收入和忠诚度计划。与孤岛系统不同，IDBlock 和 B·支付、合并信任和支付，建立一个无国界的单一基础设施。
IDBlock and B·Pay are the first one-stop solution uniting cross-border identity and payments. Competing providers remain fragmented: Onfido and iProov handle only identity, while PayPal and Alipay cover only payments—leaving travelers stuck between onboarding and checkout. IDBlock verifies passports in seconds using zero-knowledge proofs, blocking data exposure and eliminating fake-ID risks. B·Pay lets users pay abroad directly from the wallets they already trust at home, with no local SIM, bank, or card required. Together they create a portable “financial passport” that secures identity and enables seamless spending across Web2 services and Web3 wallets alike. Businesses gain instant access to verified global customers without costly hardware or complex integrations, boosting conversion and lowering support costs. Cities and operators unlock new tourism revenue and loyalty programs. Unlike siloed systems, IDBlock and B·Pay merge trust and payments into a single borderless infrastructure.
公司网站 URL: amprius.com/
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